Volume disbursed01
₹2,265 Cr
Through leading co-lending platform during FY25–26.
SIDBI Colending · ₹2,265 Cr FY25–26 · Live since 2023VCF Platform · ₹2,250 Cr FY25–26 · Live since 2021>₹2,000 Cr indirect finance processedSIDBI Colending · ₹2,265 Cr FY25–26 · Live since 2023VCF Platform · ₹2,250 Cr FY25–26 · Live since 2021>₹2,000 Cr indirect finance processedSIDBI Colending · ₹2,265 Cr FY25–26 · Live since 2023VCF Platform · ₹2,250 Cr FY25–26 · Live since 2021>₹2,000 Cr indirect finance processed
Co-lending · Alternative investments
Lending infrastructure banks, NBFCs and fund managers build on.
Mint Ferry orchestrates the full loan lifecycle across co-lending partners — origination, sanction and disbursement — with maker – checker built into every step and a direct line into core banking.
0/100
Platform score
A live blend of turnaround time, data quality and dedupe accuracy — illustrative view of what partners see.
Platform
Two products, one ledger of record.
Mint Ferry is built as shared infrastructure — the same maker-checker core, business rule engine and core-banking layer power both products.
01 · Colending
Colending
End-to-end co-lending orchestration between an originating NBFC and a bank, from application through disbursement and post-disbursement servicing.
- Application via UI, API or bulk upload
- Configurable business rule engine
- Maker–checker with core banking integration
₹2,265 Cr
FY25–26 · live since 2023
02 · Investment Fund
Investment Fund
Fund participation workflows for providers, partners and consultants, with a configurable process and AI-driven assessment and comparison.
- Configurable provider & partner workflow
- AI-driven assessment and comparison
- Fund-level reporting
₹2,250 Cr
FY25–26 · live since 2021
Why Mint Ferry
One platform, not a stack of point solutions.
Most lenders piece together separate tools for origination, servicing, repossession and payouts. Mint Ferry runs the full lifecycle — application through post-disbursement — on a single maker–checker core and one ledger of record.
Point solutions
Fragmented stack
- Separate LOS, LMS, repo, and payout tools
- Data reconciled manually across systems
- Every integration is a new project
Mint Ferry
One platform, one ledger
- One platform across origination, servicing, repossession, and payouts
- Single ledger, no reconciliation gap
- Configurable BRE — new products without new builds
How it works
One loan. Three stages.
Multiple institutions.
Every application moves through the same three stages, with due-diligence and sanction checks built in before a rupee moves.
01
Application02
Assessment & sanction03
Disbursement & post> 01 · NBFCIDLE
MODEUI · API · BULK
VALIDATIONSCONFIGURABLE
AI_OCR…
FLOWCUSTOMER → NBFC
STATUS…
> 02 · BankIDLE
BRECONFIGURABLE
CREDIT_VETTINGAI · OCR · API
EXPOSURE_CHECK…
FLOWMAKER → CHECKER
STATUS…
> 03 · Bank & NBFCIDLE
CBS_LAYERPENDING
REPORTSON DEMAND
EMAIL_ALERTSCONFIGURED
FLOWMAKER → CHECKER → CBS
STATUS…
Track record
Built Fast. Built to Last.
<5
weeks
BUILT TO SHIP
Enterprise platforms delivered in weeks, not months.
36+
months
BUILT TO LAST
Mission-critical lending platforms operating continuously for over three years.
RBI
READY
BUILT FOR CHANGE
Built to align with evolving co-lending guidelines through configurable workflows, maker-checker controls and audit trails.
LENDING
OS
BUILT FOR LENDERS
Loan origination platforms built for scale, compliance and operational efficiency.
Security & Compliance
Enterprise-grade by default.
01 · ENCRYPTION
Data encrypted in transit and at rest.
02 · ACCESS CONTROL
Role-based access with maker–checker on every step.
03 · INFRASTRUCTURE
Hosted on secure cloud infrastructure with regular backups and operational monitoring.
04 · AUDITABILITY
Audit trail on all configuration changes.
FY25–26, PLATFORM METRICS
MintFerry by the numbers
Swipe through — a quick look at the numbers behind the platform.
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